Our plans for the new year.
Unfortaunly my hubby and I, together, have decided to work on a budget. So far so good. I have been cooking 3 times a day. (Soon to be 2 times when the kids return to school) It actually hasen't been too bad. I've even had the chance to try some new recipes.
Myth: I don't have time to work on a budget.
Truth: You don't have time not to make a budget!
Unfortunately, the word budget has gotten a bum rap - it is basically just a PLAN. When you budget, you're spending on paper, on purpose, before the month begins. But many people view a budget as a straight jacket that keeps them constrained. Freedom and budget just don't seem to go together.
However, when you see that a budget is just spending your money with intention, you'll actually experience more freedom than before. Many people say they've found even more money when they created a realistic budget and stuck with it. We shall see.